The Citi Simplicity Card offers Cardmembers exceptional benefits that helps keep things simple because we know there are much more important things in life. All transfers must be completed within four months of account opening in order to qualify for the 0 intro APR balance transfer offer.
Capital One Platinum Vs Citi Simplicity Card Which Is Better
This may differ from scores you obtain elsewhere that may have been calculated at a different time using information from a different credit bureau or even a.
Citi simplicity credit score. Thats a little odd Citi is usually decent with CLs total credit limits 108400 Credit scores Ex 728 EQ 738 TU 758 Message 3 of 8. 715 is about average but the range is pretty wide 640-790ish. While you dont necessarily need that rating to get approved the better your scores the higher chance there is obviously.
The fees associated with this credit card include 1. How do I open a Citi Simplicity Card account. You can check Cits pre-qualify site.
There are still other factors besides credit score that determine if you will qualify for this card. Also Citi is generally pretty high APR unless you have higher scores. The FICO Score Citi provides is based on information from your Equifax credit report based on the as of date included with your score.
Advertentie Bepaal de kredietwaardigheid van klanten gebaseerd op eigen en externe data. Actually got the card for the BT deal. You should have excellent credit before applying.
The Citi Simplicity card is designed for users with excellent credit a credit score of 740-850 so youll want to ensure you meet those qualifications before you apply. Citi recommends having FICO credit scores in the excellent range 800850 for the best chances of qualifying. No annual fee ever.
After the intro period on balance transfers the variable APR on the Citi Simplicity Card jumps to 1474 - 2474. Returned Payment Fee 1. She was recently approved for the Citi Simplicity for 120000.
Other great benefits include. An expensive balance transfer fee. Flexible payment due date.
I have actually stopped using the card and am now using my Discover card with. Having your credit score in this range does not guarantee approval. Pros and cons Pros.
Your FICO Score is considered excellent if it is 700. Its at 100 if everybody recommends the provider and at -100 when no one recommends. In Personal Credit Cards from Citibank.
Consider applying for the Citi Simplicity Card with a credit score in this range which will increase your odds of approval. The credit pulls data base is a good place to check. 0 intro APR on balance transfers for 18 months months after account opening then 1474 to 2474 variable.
An excellent credit score of 740 or above will. Advertentie Bepaal de kredietwaardigheid van klanten gebaseerd op eigen en externe data. Recommendation score measures the loyalty between a provider and a consumer.
Foreign Purchase Transaction Fee 1. However this card is reserved for those with good to excellent scores. See specific fee amounts.
Balance Transfer Fee 1. There is no official minimum credit score needed for Citi Simplicity approval to be clear. 247 direct-to-rep customer service.
Citi doesnt explicitly share what credit score is needed to receive the Citi Simplicity Card. I transferred about 4k out of my 9k CL. Credit Score Needed For Citi Simplicity Credit Card Your best chance of being approved for this credit card involves having a credit score 651 - 750.
Some of the key benefits of the Citi Simplicity Card are that it does not charge an annual fee 1 and there are no late fees 1. Additionally balance transfer approvals are awarded separately from a card account based on your credit limit. But most Citi cards require good credit or better and most reports from people who got approved for the Simplicity Card suggest 660 is pretty much the cutoff.
The Citi Simplicity credit score requirement is 660-700 or better. A good FICO score is typically anything above 670 according to the credit scoring agency Experian but having a score above 740 or even 800 may further increase your chances of approval. Citi Simplicity requires a pretty high score on average.
This product is strongly recommended by SuperMoney users with a score of 100 equating to 5 on a 5 point rating scale. Cash Advance Fee 1. As a result Citi Simplicity Card offers 1.
